Money Management Tip:

Throughout scripture, we can clearly identify five separate financial principles that can be applied to our own situations.‍..Continued 4/5 (follow along our money management posts/see our previous posts)⁣⁣
1st: Spend Less than you Earn. (Oct 23rd post)
2nd: Be wise with Debt (Nov 27th post)
3rd: Plan for financial margin (Jan 15th post)

4th: Set Long-Term Goals
Because there's always a trade-off between short-term and long-term goals.

If we all operated off of long-term goals, how would that change our short-term perspective on how we use money? Focusing on goals that are important to us can also help us to establish a clear direction on God’s calling for our lives. Philippians 3:14 says, “I continue my pursuit toward the goal, the prize of God’s upward calling, in Christ Jesus.”

Some long-term goals could be:
1. Identifying your retirement needs
Identifying your future needs early will help you make better financial decisions down the road.
2. Start saving for retirement
After identifying your retirement needs, consider opening a retirement account. You can make small contributions to start saving for retirement early on, so now is a great time to begin. 
3. Save for a house down payment
Since real estate is normally an appreciating asset (meaning it earns value over time), purchasing a home instead of spending money on rent can also be an investment for the future also.

Everyone has unique needs and obligations that impact their financial foundation. Regardless of where your finances stand today, it’s always a great time to prepare for many of life’s important events.